ࡱ> 5@ 0Qbjbj22 (XXQ.......B""""l#By@h2%H%H%H%%w&w&w&???????$AR3D~@. *w&w& * *@..H%%3@,,, *".H%.%?, *?,,,VP5@..6H%T&% ]m)"-*5 :I@0y@5xD*D6BB....6D.(6w&%'|,'d(w&w&w&@@BBd", BB"Money and Banking, Fall 2008 Economics 320 Lecturer: Niklas Hunter Lecture #: 1033 Office: Sage Hall 2042 E-mail: niklas.hunter@csuci.edu Office hours: M 12:30 2:30pm, T 12:30 2:30pm Class time: Class location: T/R 4:30-5:45pm Bell Tower 1642 Mid-term exam: Thursday, October 16 (in class) Final exam: Tuesday, December 9, 4:00-6:00 PM Course website:  HYPERLINK "http://blackboard.csuci.edu" http://blackboard.csuci.edu Required reading: The Economics of Money, Banking and Financial Markets by Frederic S. Mishkin (8th edition, Pearson, Addison, Wesley, 2006) Grading system Your grade for the course is based on homework and exams in the following way: TaskPercent of gradeHomework assignments15Mid term exam 35Final exam 50 Grades for total points from the homework and exams will be assigned according to the following distribution: 90%-100%: A+, A, A- 80%-89%: B+, B, B- 70%-79%: C+, C, C- 60%-69%: D+, D, D- I may also adjust the scores to account for the difficulty of the exams. For example, if few people get a final score above 90% because of difficult exams, then I will give out more As to account for difficultly of the exams. In this case, I typically assign a median (midpoint) grade of a B-/C+. Exams There will be no make-up exams, so if you can not attend class on the day of the midterm or you can not attend the final exam, please do not enroll in this course for a grade. You are welcome to take the course for a pass-fail grade. The mid-term exam will cover all material up to that date. The final exam will concentrate on material after the mid-term exam, but will also include some earlier material. Both exams will include multiple choice questions focused on the lecture notes and assigned reading. Homework assignments Homework assignments must be turned in at the beginning of lecture. Late homework will not be accepted. The assignments will consist of 10 multiple choice problems based on the assigned reading and lecture notes. Course overview This course will study financial institutions and monetary policy in the US. We will consider the role of money, interest rates, and bonds in the economy. We will also study the importance of regulating the banking system, and the tools of monetary policy, and topics in international finance. The course is a mix of theory and applications of theory to real policies and issues. The theory is intended to give you a methodical way to think about important issues in economics (and in real life) and to simplify them so that they are more comprehensible. Learning objectives: At the end of this course, good students will be able to define money and to understand its use to calculate interest rates on bonds to predict how interest rates change in response to outside economic changes to explain how banks use a balance sheet to explain important banking regulations in the US to explain how the Federal Reserve System functions to explain how money is created by banks to explain how the foreign exchange market and aspects of the international financial system work to predict how monetary policy influences inflation, production and employment Cheating Don't cheat. Any case of cheating, including looking at another students test booklet while taking an exam will be referred to Judicial Affairs. Working with fellow students on homework assignments, however, is not cheating and is encouraged. Advice on studying Create your own notebook: print the lecture notes before lecture and write on them during lecture. You will get more out of the lecture if you read the assigned material before it is covered in class. Treat academics as you might athletics: pace yourself throughout the semester, rather than cram before exams. Try to stay healthy and maintain a healthy sleep regimen: the course will be much more enjoyable and you will probably learn more. DateLecture topicAssigned readingHomework assignment26 Aug.Why study money, banking, and the financial marketsChapter 128 Aug. An overview of the financial systemChapter 22 Sept.An overview of the financial systemChapter 24 Sept.What is money?Chapter 3Chapter 2 problems due9 Sept.Understanding interest ratesChapter 411 Sept.Understanding interest ratesChapter 416 Sept.The behavior of interest ratesChapter 518 Sept.The behavior of interest ratesChapter 523 Sept.Bank balance sheetsChapter 925 Sept.Bank managementChapter 930 Sept.Evolution of bank regulationChapter 10Chapter 9 problems due2 Oct.Evolution of bank regulation Chapter 107 Oct.Analysis of bank regulations Chapter 119 Oct.Bank failuresChapter 1114 Oct.ReviewChapter 11 problems due16 Oct.Midterm21 Oct.The structure of the Federal Reserve SystemChapter 1223 Oct.Central bank independenceChapter 1228 Oct.Money creationChapter 1330 Oct.Money creationChapter 134 Nov.Money creationChapter 14Chapter 13 problems due6 Nov.Money creationChapter 1413 Nov.A model of monetary policy Chapter 1518 Nov.Tools of monetary policyChapter 1520 Nov.Goals of monetary policyChapter 16Chapter 15 problems due25 Nov.Monetary policy, prices and the macroeconomyChapter 162 DecPredicting exchange ratesChapter 174 Dec.Review9 Dec.Final Exam, 4:00-6:00pm This schedule is subject to possible changes. *+3CDSTU_mnyŽ|t||ltltlt||d\hCJaJhx\CJaJhSdCJaJh$CJaJh\>CJaJhYh\>CJaJhraCJaJh-Edh\>CJaJhwhaClCJaJhwCJaJhtxCJaJh-EdCJaJhaClCJaJhCJaJh&byCJaJh*xCJaJhDCJaJh-Edh-EdCJaJhCcCJaJ$+DTUn  3 c d e Q R p^p`gd p^p`gd$)p7$^p`gdgdBgd$gdtxgdra gdgdaClgd-EdQ      ' 2 3 : A H J S T V W [ \ ` ·œ~vnf^V^V^hzCJaJhOCJaJhtCJaJhCJaJht2CJaJh4CJaJh ah-EdCJaJh ah{CJaJhGhTCJaJhaClCJaJhNCJaJh ahwCJaJhBCJaJh ahCcCJaJhtxCJaJh-EdCJaJh-Edh-EdCJaJh\>CJaJhx\CJaJ!` b c d e l s t u v w Ǽk^RG<h>hCJaJh(h>CJaJh(B*CJaJphhZ;h*x0JCJaJ/jhZ;h*x>*B*CJUaJph h>h*x>*B*CJaJphh*x>*B*CJaJph#jh*x>*B*CJUaJphh\>CJaJh-Edh-EdCJaJh1CJaJh{CJaJh-Edhj9~CJaJhj9~CJaJhOh-EdCJaJhOhOCJaJ # $ M N O P Q S T U V _ d e f n ξζ|ph]h]p]Q]h]hhuh[vCCJaJhuh[vCCJaJh[vCCJaJhuh[vC>*CJaJh*x>*CJaJh[vC>*CJaJhRXCJaJh/CJaJhOCJaJhQCJaJh-EdCJaJh$)CJaJhCJaJh/vCJaJhCchCcCJaJhCchCc>*CJaJh-Edh-EdCJaJhdCJaJh7CJaJR U V e f $$Ifa$gd[vCgd[vC@&gd[vC p^p`gdRX p^p`gd$) l`` $$Ifa$gd[vCkd$$IfT0W\u  t04 apT    &(   ]ĻěĐą}tkt_WhaClCJaJhuh[vC>*CJaJh]P>*CJaJh>*CJaJh1CJaJhp@hCJaJhuhCJaJh\#hCJaJhuh>*CJaJhs@>*CJaJh>*CJaJhCJaJh[vC>*CJaJh=CJaJh[vCCJaJh$CJaJhuh[vCCJaJhBNCJaJ zz $$Ifa$gd[vCxkd$$IfT0W\u t04 aT   zz $$Ifa$gd[vCxkdr$$IfT0W\u t04 aT x  ||||||||||||gdgd[vCxkd$$IfT0W\u t04 aT +,234%P]^`gd .gd p^p`gd .gd yegd .@&gd . 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